• What You Need To Know About loanDepot

    If you are now applying for a mortgage, you may have heard the necessity of locking in a low-interest rate. For people who have just started, the mortgage interest rate is the fee for the borrowed amount set by the lender. However, how does your lender determine the rate?

  • Consequences of being uninsured

    Refinancing:Common Mistakes To Avoid

    If you are considering refinancing your home loan, you should make informed decisions. You need to note that refinancing process might be complicated and a small mistake can cost you a lot in the long run...

  • Is It Really Worth It To Pay With Points?

    If you have ever purchased a home before or applied for a mortgage, you may have heard the term "points". In this guideline, we're going to cover some of the basic information on just what exactly a point is and why you may or may not want to purchase one...

  • Things Auto Insurance Doesnt Cover

    What Documentation Do Mortgage Lenders Require?

    Mortgage lenders require credible documents for them to know whether you are creditworthy. The documents will verify every aspect of your financial life which includes income, assets, and debts...

  • When To Refinance Your Mortgage

    When Should You Refinance Your Mortgage?

    Should you refinance your mortgage? This is a question that millions of people are asking themselves as interest rates continue to hover at all-time lows. While mortgage rates are at an all time low that does not necessarily mean that everybody with a mortgage should...

  • How Is Your Mortgage Interest Rate Determined?

    How Is Your Mortgage Interest Rate Determined?

    If you are now applying for a mortgage, you may have heard the necessity of locking in a low-interest rate. For people who have just started, the mortgage interest rate is the fee for the borrowed...

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