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How Is Your Mortgage Interest Rate Determined?
If you are now applying for a mortgage, you may have heard the necessity of locking in a low-interest rate. For people who have just started, the mortgage interest rate is the fee for the borrowed amount set by the lender...
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Understanding Pay Points-Is It Really Worth It
If you have ever purchased a home before or applied for a mortgage, you may have heard the term "points". In this guideline, we're going to cover some of the basic information on just what exactly a point is and why you may or may not want to purchase one...
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When To Refinance Your Mortgage
Should you refinance your mortgage? This is a question that millions of people are asking themselves as interest rates continue to hover at all-time lows. While mortgage rates are at an all time low that does not necessarily mean that everybody with a mortgage...
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